Benjamin Dubansky, Brooke Dubansky, Brandon Ballengée, and Christopher Just, in collaboration with Le Bleu Perdu Project, "Fresh Sea," from the series Né dans le peche (Born in Sin), 2024. Digitized image from a histology slide of American alligator osteoderm, stained with a modified version of Ramón y Cajal’s picroindigo-carmine and Kernechtrot Nuclear Fast Red. Courtesy of the artists, Le Bleu Perdu Project, Atelier de la Nature.

Improving Flood Insurance, or Not

July 20, 2018

With the National Flood Insurance Program set to expire on July 31, Rep. Steve Scalise (R-LA) is fighting hard to prevent any reforms. Meanwhile, a group of state insurance commissioners has provided an update on what other members of Congress are doing. For help in deciding what to do, legislators might look to Issues, where a decision-sciences expert proposed that the program should base premiums on up-to-date assessments of the degree of flood hazard that homeowners face, and that it should incorporate incentives such as means-tested vouchers or low-interest loans to encourage homeowners of all income levels to undertake cost-effective protective measures.