Author Archives: Howard Kunreuther

Reauthorizing the National Flood Insurance Program


This article is in Preparing for the Next Flood, Spring 2018


Congress has the opportunity to make this program more transparent, more cost-effective, more equitable, and more appealing to property owners. Since 1968, the federal government has provided flood insurance to homeowners residing in flood-prone areas through the National Flood Insurance Program (NFIP), which is under the jurisdiction of the Federal Emergency Management Agency (FEMA). The […]

People Get Ready


This article is in Perennial Agriculture, Fall 2011


Natural catastrophes are becoming more common and more expensive, but human and financial losses can be greatly reduced through incentives to purchase insurance and install protective measures. In recent years, we have witnessed a dramatic increase in the economic cost and human impact from hurricanes, earthquakes, floods, and other natural disasters worldwide. Economic losses from […]